atm full form
ATM, which stands for Automated Teller Machine, is a widely used electronic device that has revolutionized the way we withdraw money. It is a self-service machine that allows users to perform a variety of banking transactions such as withdrawing cash, checking account balance, and transferring funds, among others. The concept of ATM was first introduced in the late 1960s, and since then, it has come a long way in terms of technological advancements and user convenience.
In this article, we will delve deeper into the full form of ATM, its history, how it works, its benefits, and the future prospects of this widely used banking technology.
History of ATM
The concept of ATM was first introduced by John Shepherd-Barron, a Scottish inventor, in 1967. He came up with the idea while standing in a bank queue, waiting to withdraw money. He thought of a machine that would dispense cash without the need for human intervention. His idea was soon picked up by Barclays Bank, and the first ATM was installed at their branch in Enfield, London, in 1967. This machine operated on a paper voucher system, where the customer had to insert a special paper voucher, which was issued by the bank, for the machine to dispense cash.
In 1969, the first ATM in the United States was installed by Chemical Bank in Rockville Centre, New York. This machine operated on a magnetic stripe technology, where the customer had to insert a special card with a magnetic stripe to access their bank account. The first ATM network, known as Interbank, was established in the United States in 1971, which allowed customers to withdraw cash from any ATM within the network.
In the early 1980s, the first international ATM network, known as Cirrus, was established, which allowed customers to withdraw cash from ATMs in different countries. The use of Personal Identification Number (PIN) for ATM transactions was also introduced in the 1980s, which made ATM transactions more secure and convenient for customers.
How ATM Works
ATM operates on a simple but sophisticated technology. The machine is connected to the bank’s network through a telephone line or a wireless connection. When a customer inserts their ATM card, the machine reads the magnetic stripe on the card, which contains the customer’s account information. The customer is then prompted to enter their PIN, which is verified by the bank’s server.
Once the PIN is verified, the customer is presented with a menu of different banking services they can perform. These services may include withdrawing cash, checking account balance, transferring funds, paying bills, and printing mini statements, among others. The customer selects the desired service, and the machine dispenses the cash or performs the transaction accordingly.
Benefits of ATM
The introduction of ATM has brought numerous benefits to both customers and banks. For customers, ATM provides convenience, as they can perform banking transactions anytime, anywhere, without the need to visit a physical bank branch. They also have access to their funds 24/7, which was not possible before the introduction of ATM.
ATM has also reduced the operational costs for banks, as they do not have to employ tellers to handle routine transactions. This has led to faster and more efficient banking services for customers. ATM has also made banking services more accessible, especially to people living in remote areas, where bank branches may not be available.
Future Prospects of ATM
With the advancements in technology, the future of ATM looks promising. The use of biometric technology, such as fingerprint and facial recognition, is being explored to further enhance the security of ATM transactions. This will eliminate the need for ATM cards and PINs, making ATM transactions more secure and convenient.
The use of video conferencing technology is also being explored, which will allow customers to interact with bank tellers through the ATM. This will enable customers to perform more complex transactions, such as opening new accounts or applying for loans, through the ATM.
Another future prospect of ATM is the integration of cryptocurrency transactions. Some ATMs have already started offering cryptocurrency services alongside traditional banking services. This trend is expected to continue, as the use of cryptocurrencies becomes more widespread.
Conclusion
In conclusion, ATM has come a long way since its inception in the late 1960s. It has revolutionized the way we withdraw money and perform banking transactions. The concept of ATM has evolved over the years, with advancements in technology making it more secure and convenient for users. The future of ATM looks promising, with the introduction of new technologies, such as biometrics and video conferencing, expected to further enhance the ATM experience. It is safe to say that ATM has become an integral part of our daily lives and will continue to do so in the future.
how to hide text messages from one contact
Privacy is a major concern for many individuals in today’s digital age. With the rise of smartphones and messaging apps, it has become easier than ever to communicate with others. However, this convenience also brings with it the risk of someone invading your privacy and snooping through your messages. This can be especially troublesome when it comes to a specific contact, whether it’s an ex-partner, a nosy friend, or a family member. In this article, we will discuss different ways to hide text messages from one contact and keep your privacy intact.
1. Use a Private Messaging App
The easiest way to hide text messages from one contact is by using a private messaging app. These apps offer additional security features such as end-to-end encryption, self-deleting messages, and passcode protection. Some popular private messaging apps include Signal, Telegram, and WhatsApp. These apps allow you to block specific contacts and even hide the app’s icon from your phone’s home screen. This way, even if someone gets their hands on your phone, they won’t be able to access your private messages.
2. Archive Messages
If you don’t want to use a separate messaging app, you can still hide text messages from a specific contact within your default messaging app. Most messaging apps allow you to archive messages, which means they will no longer appear in your main inbox. The archived messages will be stored in a separate folder, accessible only by entering a passcode or biometric authentication. This way, you can keep your messages hidden from prying eyes without having to switch to a different app.
3. Create a Separate Folder
Another way to hide text messages from a specific contact is by creating a separate folder for them within your messaging app. You can then move the messages from that contact to this folder, making them invisible in your main inbox. This method is useful if you have a lot of conversations with that contact, and you don’t want to keep scrolling through all of them to find other messages. You can also set a passcode or biometric authentication for this folder to add an extra layer of security.
4. turn off Message Previews
If you are worried about someone seeing your messages pop up on your phone’s lock screen , you can turn off message previews. This will prevent the content of the message from being displayed on your lock screen, keeping it hidden from anyone who may be looking over your shoulder. This feature is available on most smartphones, and you can easily turn it off in your phone’s settings.
5. Use a Private Browsing App
Apart from messaging apps, there are also private browsing apps that allow you to hide text messages. These apps have features like encrypted messaging, self-destructing messages, and passcode protection. Some popular private browsing apps include CoverMe, Threema, and Wickr. These apps are specifically designed for secure communication, and they offer a variety of features to keep your conversations hidden and protected.
6. Restrict Access to Your Phone
Sometimes, the best way to hide text messages from a specific contact is by restricting access to your phone. This may seem like an extreme measure, but if you are concerned about someone snooping through your messages, it may be the best option. You can set a passcode or biometric authentication for your phone, and make sure to never leave it unattended. This way, even if someone manages to get their hands on your phone, they won’t be able to access your messages without your permission.
7. Delete Conversations
If you want to keep your messages hidden from a specific contact, you can also delete the conversations. Most messaging apps allow you to delete individual conversations or all conversations with a specific contact. However, this method is not foolproof, as the messages may still be stored on the other person’s phone. Additionally, if you need the messages for future reference, this may not be the best option.
8. Use a Secure Folder
Some smartphones offer a feature called “Secure Folder,” which allows you to create a separate, password-protected space on your phone to store private apps and files. You can move your messaging app to this folder, and it will not be visible in your main app drawer. This way, you can keep your messages hidden from anyone who may be using your phone without your permission.
9. Change Your Notification Settings
Another way to hide text messages from a specific contact is by changing your notification settings. Most messaging apps allow you to customize your notifications, so you can choose which conversations you want to receive notifications for. You can turn off notifications for a specific contact, and their messages will not appear on your lock screen or in your notification bar.
10. Be Mindful of Your Online Presence
Apart from hiding your messages, it’s also essential to be mindful of your online presence. Be cautious about what you post on social media and who you interact with publicly. If you don’t want a specific contact to know about your activities, avoid tagging them or commenting on their posts. This will limit their access to your online life and make it harder for them to snoop on your messages.
In conclusion, privacy is a fundamental right, and it’s essential to take steps to protect it. If you want to hide text messages from a specific contact, there are several options available to you. You can use a private messaging app, archive messages, create a separate folder, turn off message previews, use a private browsing app, restrict access to your phone, delete conversations, use a secure folder, change your notification settings, and be mindful of your online presence. It’s up to you to choose the method that works best for your situation and ensures your messages remain hidden from prying eyes.
how to add a location on snapchat
Snapchat is a popular social media platform that allows users to share photos, videos, and messages with their friends and followers. One of the unique features of Snapchat is the ability to add a location to your posts. This feature not only adds a fun element to your snaps, but it also allows your friends and followers to see where you are and what you are up to. In this article, we will discuss how to add a location on Snapchat and why it is a useful tool for users.
Adding a location on Snapchat is a simple process that can be done in a few easy steps. The first step is to open the Snapchat app on your smartphone. You can do this by tapping on the yellow ghost icon on your home screen. Once the app is open, you will see the camera screen where you can take a snap.
To add a location to your snap, swipe right on the camera screen or tap on the location icon on the bottom left-hand corner of the screen. This will open the “Snap Map” feature, which shows you a map of your current location. You can zoom in or out on the map to find the exact location you want to add to your snap.
Once you have found the location you want to add, tap on it to select it. This will add a small white box to your snap with the name of the location. You can move this box around on your snap to place it wherever you want. You can also tap on the white box to change the name of the location if you wish.
After you have added the location to your snap, you can continue to take your photo or video as normal. Once you are happy with your snap, you can send it to your friends or add it to your story. Your friends and followers will now be able to see the location you have added on the Snap Map when they view your snap.
Adding a location to your snap not only shows where you are, but it also adds a fun and personal touch to your posts. It allows your friends and followers to see what places you like to visit and what you are doing there. It can also be a great way to discover new places and share them with your friends.
Moreover, adding a location on Snapchat can also be useful for safety purposes. If you are traveling alone or in an unfamiliar area, you can use the location feature to let your friends and family know where you are. This can give them peace of mind and ensure that you are safe.
Another benefit of adding a location on Snapchat is that it allows you to see where your friends are posting from. When you open the Snap Map, you can see the locations of your friends who have added a location to their snaps. This can be a fun way to keep track of where your friends are and what they are up to.
In addition to adding a location to your snaps, you can also create a custom geofilter for your location. Geofilters are overlays that can be added to your snaps based on your current location. They can be designed by users and submitted to Snapchat for approval. Once approved, anyone in that location can use the geofilter on their snaps. This is a great way to personalize your snaps and make them stand out.
To create a custom geofilter, go to the “Create Your Own” section on the Snapchat website and follow the instructions. You can choose from a variety of templates and designs or create your own from scratch. Once your geofilter is approved, you can add it to your snaps by swiping right on the camera screen and selecting it from the available options.
Adding a location on Snapchat is not only limited to your current location. You can also add locations to snaps that you have saved in your Memories. To do this, open the snap in your Memories, tap on the three dots on the bottom right-hand corner, and select “Edit Snap.” From there, you can add a location just like you would for a new snap.
It is important to note that adding a location to your snaps is completely optional. If you do not want to share your location, you can disable the feature in your app settings. You can also choose to share your location with only select friends or turn off the feature altogether.
In conclusion, adding a location on Snapchat is a fun and useful feature that adds a personal touch to your posts. It allows you to share your favorite places with your friends and discover new ones. It can also be a great safety tool and a way to keep track of where your friends are. So next time you take a snap, don’t forget to add a location and make it even more memorable.